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How to compare childcare options: a decision matrix for any provider

A decision matrix you can fill in: hours, distance, cost lines, values fit, backup plan and the questions to ask on a visit, so two partners compare options the same way.

By the Bloom team12 min readUpdated November 6, 2026

Sources checked on November 5, 2026

A wooden table with a printed grid half filled in pencil, two mugs, a small calendar and a pair of reading glasses in soft daylight.
In this article
  1. Why a matrix beats a gut feeling
  2. Step 1: list the kinds of options, then the real ones
  3. Step 2: the matrix itself
  4. Hours and distance: the rows that decide daily life
  5. Cost lines: keep them blank until you have real numbers
  6. Values fit: say what you want before you see the place
  7. The backup plan row: the one that gets skipped
  8. Step 3: the visit, with the same questions every time
  9. Step 4: decide together, and keep the decision open

You and your partner have a list of places or people who could look after your child one day, a few opinions from friends, and no shared way to weigh them. Without one, the loudest opinion or the nearest address tends to win. This article gives you a decision matrix with blank cells that any family can fill in, whether you are choosing between a relative, a person at home, a small group in a house or a larger centre.

Why a matrix beats a gut feeling

Choosing childcare is a decision with many moving parts: hours, distance, money, how the days feel, who covers gaps. Our minds compare options unevenly. We remember the warm welcome at one visit and forget to ask about closing time; we notice the price of one and not the commute of another. A grid forces every option through the same questions.

A matrix also helps the two of you. Research summaries on couples and household work, such as the Greater Good Science Center's piece on the division of labor, point out that feeling responsible for a task is different from simply doing it, and that couples are better off when they keep talking about what feels fair. Childcare logistics are a large part of that load: someone has to research, call, visit and follow up. A shared sheet makes that work visible and splittable from the beginning.

Step 1: list the kinds of options, then the real ones

Start wide, by type, before you put names in the grid. Families usually end up weighing some mix of the following. None is better in general; each trades one thing for another.

Someone close, in your home or theirs

  • Often the most flexible hours
  • Familiar faces and shared habits
  • Needs a frank talk about expectations and a way to adjust later

Strong on flexibility; ask early how it ends if it stops working.

A person who works for your family

  • Care happens at your home
  • You set the routine; you also manage the arrangement
  • Relies on one person, so the backup plan matters most

Strong on routine; plan for the day that person is away.

A small group in a private home

  • Few children, a home feel
  • Hours and holidays follow the host's life
  • Depends on a small number of adults

Strong on closeness; check hours and holidays closely.

A larger centre

  • Set hours, several staff, a routine
  • Less personal flexibility
  • Often a waitlist or a start date to plan around

Strong on structure; ask about the waiting time early.

Then turn the types into a short list of three to five real candidates. More than five makes the grid unreadable and the visits exhausting. Add to the list anything you can check by phone first: whether they have places for your dates, their opening hours and how they like to be contacted.

Step 2: the matrix itself

Copy this into a spreadsheet or onto paper, one column per option. The weight column is where you and your partner decide, before any visits, how much each row matters (1 is minor, 3 is essential). The cost rows stay blank for you to fill in; this article gives no figures, because yours are the only ones that count.

The decision matrix (copy and fill in)
CriterionWeight 1-3Option AOption BOption C
Hours: opening and closing time
Hours: holidays and closed days
Distance: door to door, both ways
Cost: regular fee per month
Cost: extras (meals, registration, deposits)
Values fit: daily routine and approach
Communication: how they keep you informed
Backup: what you do when it is closed or unavailable

Leave the cost cells for real numbers from each option. Score every other row from 1 to 5 after the visit.

How to score it

  1. 1

    Set weights together, first

    Each of you sets the weights alone, then you compare. Differences in weights are the useful conversation: one of you may care about the commute, the other about the routine.

  2. 2

    Pick two non-negotiables

    Choose up to two rows where a low score rules the option out, whatever the total. This keeps a cheap or close option from winning on points alone.

  3. 3

    Score after the visit, not during

    Leave the grid blank on the day. Score in the car or at home within a day, from your notes, each on your own copy.

  4. 4

    Multiply and compare

    Score times weight, per row, then add up. Look at the rows where your copies differ most before looking at the totals.

  5. 5

    Sleep on the top two

    If two options are close, the total is not the answer. Name what you would miss with each; that is your tie-breaker.

Hours and distance: the rows that decide daily life

Hours and distance rarely feel exciting, yet they set the rhythm of every weekday. Write down the real times of one ordinary day: when each of you must leave, when you can arrive back, and how long each leg takes with a small passenger and bags. A place that opens after your first meeting or closes before your last commute home does not fit, however warm it is.

  • Count the door-to-door time both ways, not the map distance; add the time to hand over and say goodbye.
  • Check the drop-off route on a weekday morning, not a Sunday.
  • Ask what happens if you are late: is there a procedure, a cost, a phone call?
  • Ask about closed days across a whole year, and mark them on a calendar to see the gaps.
  • Note who in your household could cover the occasional early pickup.

If you are still arranging your weeks, the weekly rhythm article maps who is where, hour by hour. Bring that map to the matrix, and see making space at home for the practical side of the first weeks.

Cost lines: keep them blank until you have real numbers

Cost is a method question, not a number we can give you. What you can do is make costs comparable. For each option, ask for the full list of what you pay and when, then put every item in the same unit: per month.

Cost worksheet per option (fill in)
ItemHow oftenAmount per periodPer month
Regular fee
Registration or joining fee
Deposit (and when it comes back)
Meals, supplies, outings
Fee for late pickup or extra hours
Fee for days your child does not attend
Travel to and from
Total per month

Worked example with fictional round numbers: a fee of 100 currency units every week is not 100 per month; five weeks in a month makes it a different line.

Values fit: say what you want before you see the place

Values are the hardest row to score because every place can sound good. Make it concrete by writing down, before the first visit, three sentences about what a good day looks like for your child. Perhaps outdoors every day, perhaps a quiet corner for rest, perhaps plenty of children, perhaps few. Different families want different things, and none is wrong.

Then compare these sentences with what you see. The Better Health Channel's guidance on communication in relationships suggests speaking about your own wants and needs and checking that you understood each other. In practice: each partner writes their three sentences alone, you read them aloud, and you merge them into one list of three. If you disagree, that is what the weight column is for.

  • How is a typical day structured, and how flexible is it for one child's needs?
  • How do the adults talk to children who are upset or who say no?
  • What do children do when they are not in a planned activity?
  • How do they handle food preferences, naps and outings that matter to your family?
  • How do you hear about the day: a note, a message, a conversation at pickup?

The backup plan row: the one that gets skipped

Every option has days it is not available: closed days, a person who cannot come, a change in staff, a place that ends. A plan without a backup is a plan that fails on a Tuesday morning. Treat the backup as part of the option, not an afterthought, and give it a row.

Backup plan sheet (fill in)
SituationFirst choiceSecond choiceWho decides
One day, short notice
A planned closure of several days
The main arrangement ends
One of you cannot do pickup

Names of real people, with phone numbers, and what you have agreed with them.

A backup works only if the person has said yes in advance and knows the routine. Ask them now, in a calm conversation, not on the morning you need them. If your support network is thin, the article on building your circle has ideas for growing it before you need it.

Step 3: the visit, with the same questions every time

A visit is a small interview in both directions. Go with a printed copy of the questions, a pen, and one person asking while the other watches. Visit at a time when children are present if you can, and ask what a normal hour looks like.

Questions to ask on every visit

Hours and logistics

  • What are the exact opening and closing times, and the closed days for the year?
  • Is there a waitlist, and how do I stay in touch while waiting?
  • What is the process if I am late or need to change days?
  • When would a place be available for our dates?

People and daily life

  • Who will be with my child most days, and what happens when they are away?
  • How many adults for how many children in the group?
  • What does a day look like, hour by hour?
  • How do you settle a child in during the first weeks?

Communication

  • How do I find out how the day went?
  • How do you want to hear from us about changes at home?
  • How do I raise a concern, and who do I raise it with?

Money and terms

  • What is in the regular fee and what is extra?
  • What do I pay on days my child is absent?
  • How do I leave, and with how much notice?
  • May I get the terms in writing before deciding?

Step 4: decide together, and keep the decision open

When the grids are scored, compare them in a short, scheduled meeting, not in passing. Open with what each of you liked about the top option. Then look at the rows where you differ. The communication guidance cited earlier suggests staying with the main issue, aiming to understand rather than win, and taking a break if the conversation heats up. All of that fits here.

  1. Week 1

    Shared sheet and weights

    Create the grid, set weights separately, agree on two non-negotiables.

  2. Weeks 2-3

    Phone round

    Call or message each candidate with the hours, dates and waitlist questions. Cross out those that do not fit.

  3. Weeks 3-5

    Visits

    Visit the remaining options with the same checklist. Score the same day or the next.

  4. Week 6

    Decision meeting

    Compare grids, choose, and write down the backup plan with names.

  5. After

    Review date

    Set a date to review how it is going; a decision you can revisit is easier to make.

Who does what matters too. Decide who makes calls, who books visits, who keeps the sheet and who follows up on waitlists. If the same person always does it, switch the roles halfway or by task, so the load is shared. For a wider view of where this fits in your preparation, see how to organize before becoming parents.

How many options should I compare?

Three to five real candidates is enough. Fewer leaves you without a comparison; more makes the visits tiring and the grid hard to read.

When should we start looking?

Start when you can, since some options have waiting times and others can be arranged quickly. A first phone round costs little and tells you how much time you have; the timeline above works backward from your date.

What if we disagree on the weights?

That is useful information. Compare your weights row by row and talk about why each of you chose them. Often one of you has information the other lacks, such as a commute or a work schedule.

What if our top choice has no place for our dates?

Keep it on the list with a note, ask how the waiting list works, and choose a second option as the interim plan. Your backup sheet already has a place for it.

Can I use the matrix for a relative or a person at home?

Yes. Using the same grid is respectful: it lets you agree on hours, expectations, costs and the backup plan in writing, which is kind to everyone.

I am a single parent. Does this change anything?

The grid is the same. The backup plan and distance rows carry more weight, and your list of backup people is the most important part of the sheet.

These are suggestions to help you organize, not medical advice. Your professional decides what's relevant for you. How we write and check our articles

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Sources

Checked on November 5, 2026. We link to the official pages instead of copying them.

  1. Greater Good Science Center, UC Berkeley. How an Unfair Division of Labor Hurts Your Relationship
  2. Better Health Channel. Relationships and communication

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